About LifeCareList

Choosing a continuing care retirement community usually means handing over a six-figure entrance fee for care that may be needed fifteen years later, based on a stack of contracts few families can evaluate. The facts that matter most are already public: each community files a disclosure statement with its state every year. This site reads them and puts the figures in one place, each linked to its page.

What is here

117 communities in North Carolina and Virginia, from 114 filings, last updated 2026-10-15. For each: entrance and monthly fees, refund plans and when refunds are paid, what care costs later under each contract, fee increases, occupancy, and the audited finances of the organisation behind it.

Who runs it

Two people build and maintain the site. There is no sales team and no advisers on commission, and we do not visit or inspect communities: everything shown is what the community itself told its regulator. The guides explain what the figures mean; they are general information, not advice about any one family’s decision.

How it is paid for

It takes no money from the communities it covers. Nothing on the site is for sale: no listing fees, no referral fees, no advertising, no lead forms and no affiliate links. The large senior-living directories earn from the communities they list, typically a fee when a referred resident moves in (Caring.com, for one, says so itself). This one does not, so it has no reason to leave refund terms and finances out.

Corrections

If a figure does not match the page it cites, or a newer filing exists, tell us. Corrections are checked against the filing and noted at the next update. How we read the filings explains the method.