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Wesley Pines Retirement Community and Trinity Landing compared
Two North Carolina communities about 73 miles apart, compared from their own disclosure statements. Tinted rows are where they differ; each page tab opens the filing at the figure.
| Figure | Wesley Pines Retirement Community | Trinity Landing |
|---|---|---|
| Location | Lumberton, NC | Wilmington, NC |
| Filing used | 2026 statement, fiscal 2025 financesPDF | 2026 statement, fiscal 2025 financesPDF |
| Contract types | Type B (modified) | Type C (fee for service) |
| Entrance fee, one person | $82,564 to $191,397p. 31 | $165,961 to $859,999p. 27 |
| Monthly fee, independent living | $3,424 to $3,559p. 30 | $3,656 to $6,377p. 24p. 25 |
| Refund plans | Standard (0% after 50 months); 50% Return of Capital; 90% Return of Capitalp. 144p. 34 | 90% Refund Plan; 50% Refund Plan; Limited Refund Planp. 166 |
| Highest guaranteed refund | 90% of the feep. 144p. 34 | 90% of the feep. 166 |
| When a refund is paid | When your unit is re-occupied or after 24 months, whichever is firstp. 144p. 34 | When your unit is re-occupied and the new resident has paidp. 166 |
| Days cash on hand | 700.69 days (FY2025)p. 2Figures for UMRH Obligated Group (UMRH and The United Methodist Retirement Homes Foundation, Inc.); the same group ratios are reported in the Cypress Glen and Croasdaile Village statements. Group figure for UMRH, which also owns Croasdaile Village and Cypress Glen; it is not a Wesley Pines-only ratio. Consolidated cash and investments ($132.7M, p66) cover about 598 days of consolidated FY2025 cash operating expenses; the reported 700.69 days could not be reproduced from the statements and may count assets limited as to use such as the $20.1M statutory operating reserve. | 248 days (FY2025)p. 2Figures for Trinity Landing campus consolidated (Trinity Landing + Trinity Grove + Lutheran Home Wilmington Property), per Section 35. Provider ratios cover the combined Wilmington campus (Trinity Landing, Trinity Grove nursing and the Wilmington property company), not the Trinity Landing balance sheet shown. The 248 days count $18.3M of cash and investments that includes the $3.3M statutory operating reserve; without the reserve the campus holds about $15.0M (≈203 days), and the Trinity Landing entity alone holds $12.6M of cash and investments. The LSA obligated group, jointly liable for the bonds, reported 408 days cash and 4.48x coverage for the same year (Table FS-2). |
| Its lenders' minimum | At least 250 daysp. 55 | Not disclosed in the 2026 filing |
| Debt service coverage | 3.14x (FY2025)p. 2Figures for UMRH Obligated Group (UMRH and The United Methodist Retirement Homes Foundation, Inc.); the same group ratios are reported in the Cypress Glen and Croasdaile Village statements. Group figure for UMRH, which also owns Croasdaile Village and Cypress Glen; it is not a Wesley Pines-only ratio. Consolidated cash and investments ($132.7M, p66) cover about 598 days of consolidated FY2025 cash operating expenses; the reported 700.69 days could not be reproduced from the statements and may count assets limited as to use such as the $20.1M statutory operating reserve. | 2.10x (FY2025)p. 2Figures for Trinity Landing campus consolidated (Trinity Landing + Trinity Grove + Lutheran Home Wilmington Property), per Section 35. Provider ratios cover the combined Wilmington campus (Trinity Landing, Trinity Grove nursing and the Wilmington property company), not the Trinity Landing balance sheet shown. The 248 days count $18.3M of cash and investments that includes the $3.3M statutory operating reserve; without the reserve the campus holds about $15.0M (≈203 days), and the Trinity Landing entity alone holds $12.6M of cash and investments. The LSA obligated group, jointly liable for the bonds, reported 408 days cash and 4.48x coverage for the same year (Table FS-2). |
| Independent living occupancy | 92.6% (2025)p. 25 | 98% (2025)p. 21 |
| Net position | $147.4 million (FY2025)p. 66 | −$1.3 million (FY2025)p. 97 |
| Whose finances | The United Methodist Retirement Homes, Inc., its Affiliate, and Subsidiaries (consolidated); ratios for UMRH Obligated Group (UMRH and The United Methodist Retirement Homes Foundation, Inc.); the same group ratios are reported in the Cypress Glen and Croasdaile Village statementsp. 66 | Lutheran Retirement Center - Wilmington, Inc. (Trinity Landing column of the LSA consolidating balance sheet); ratios for Trinity Landing campus consolidated (Trinity Landing + Trinity Grove + Lutheran Home Wilmington Property), per Section 35p. 97 |
| Audit opinion | Unmodified (clean) opinion, Forvis Mazars, LLPp. 66 | Unmodified (clean) opinion, Forvis Mazars, LLPp. 97 |
| Nursing care, CMS rating | 4 of 5 (CMS overall) | No CMS record linked |
What care costs later, in each contract
Wesley Pines Retirement Community
Type B (modified): Each resident gets 6 free days a year of assisted living or nursing care combined, renewing annually and not accumulating, while still paying the independent living monthly fee. After a permanent move the resident pays the assisted living fee or nursing per diem at the published rate; continuing care residents take priority when there is an assisted living waitlist.p. 23
Trinity Landing
Type C (fee for service): Fee-for-service: skilled nursing and memory care are at Trinity Grove, an affiliated 100-bed nursing facility about two miles away, at its published daily rates with no included days or discount. Residents get priority admission if a bed is available and keep paying the monthly fee until their residence is vacated.p. 167