Wesley Pines Retirement Community
1000 Wesley Pines Road, Lumberton, North Carolina 28358 · Community website
- Operator:
- The United Methodist Retirement Homes, Inc. (managed by Life Care Services LLC)
- Ownership:
- Nonprofit
- Affiliation:
- United Methodist (North Carolina Annual Conference); the Conference is not responsible for UMRH's obligations
- Opened:
- 1977
- Type B (modified)
Figures from the 2026 disclosure statement (fiscal 2025 finances), filed with the North Carolina Department of Insurance.PDF
At a glance
Entrance fee, one person, every plan
Monthly fee, independent living
Refund plans offered
- Standard (0% after 50 months)Can decline to nothing
- 50% Return of CapitalNever less than 50% of the fee
- 90% Return of CapitalNever less than 90% of the fee
Days cash on hand
Read the note on this figure
Group figure for UMRH, which also owns Croasdaile Village and Cypress Glen; it is not a Wesley Pines-only ratio. Consolidated cash and investments ($132.7M, p66) cover about 598 days of consolidated FY2025 cash operating expenses; the reported 700.69 days could not be reproduced from the statements and may count assets limited as to use such as the $20.1M statutory operating reserve.
Independent living occupancy
Nursing care, CMS overall rating
What care costs later
How each contract prices assisted living and nursing if you need them. The contract type decides most of what a long stay costs.
- Type B (modified): A set number of care days is included, or care is charged at a stated discount.
How the contract types compare
Type B (modified)
Each resident gets 6 free days a year of assisted living or nursing care combined, renewing annually and not accumulating, while still paying the independent living monthly fee. After a permanent move the resident pays the assisted living fee or nursing per diem at the published rate; continuing care residents take priority when there is an assisted living waitlist.p. 23
- Assisted living
- After 6 free days a year, the assisted living monthly fee ($5,421-$7,834 single)
- Nursing care
- After 6 free days a year, per diem: semi-private $332 a day, private $351 a day
- Care days included
- 6
- Priority for a bed
- Yes, residents come before outside admissions
| Independent living | 27 |
|---|---|
| Assisted living | 36 |
| Memory care | Not disclosed in the 2026 filing |
| Nursing care | 62 |
Entrance fees
One-person prices as the filing lists them, by contract. A second person usually pays the extra amount shown.
Standard Residency Agreement · Type B (modified) (4 prices, $82,564 to $191,397)
| Unit | Refund plan | Price, one person | Second person |
|---|---|---|---|
| Cottage with Carport (2 Bedroom) | Standard (0% after 50 months) | $82,564p. 31 | Not listed |
| Duplex Villa (2 Bedroom) | Standard (0% after 50 months) | $93,475p. 31 | Not listed |
| Free Standing Villa (2 Bedroom) | Standard (0% after 50 months) | $109,245p. 31 | Not listed |
| Deluxe Villa (2 Bedroom) | Standard (0% after 50 months) | $191,397p. 31 | Not listed |
Monthly fees
What residents pay each month, by contract and level of care. A second person adds the amount shown.
Standard Residency Agreement · Type B (modified) (10 prices, $3,424 to $7,834)
| Unit | Level of care | Per month, one person | Second person |
|---|---|---|---|
| Cottage with Carport (2 Bedroom) | Independent living | $3,424p. 30 | $982 |
| Duplex Villa (2 Bedroom) | Independent living | $3,474p. 30 | $982 |
| Free Standing Villa (2 Bedroom) | Independent living | $3,474p. 30 | $982 |
| Deluxe Villa (2 Bedroom) | Independent living | $3,559p. 30 | $982 |
| New Construction Villa (2 Bedroom) | Independent living | $3,559p. 30 | $982 |
| Parkton (1 Bedroom; 306 Square Feet) | Assisted living | $5,421p. 30 | $1,785 |
| Fairmont (1 Bedroom; 360 Square Feet) | Assisted living | $6,196p. 30 | $1,785 |
| Marietta (1 Bedroom; 436 Square Feet) | Assisted living | $7,834p. 30 | $1,785 |
| Rowland (1 Bedroom; 420 Square Feet) | Assisted living | $7,347p. 30 | $1,785 |
| Pembroke (1 Bedroom; 456 Square Feet) | Assisted living | $7,713p. 30 | Not listed |
Fee increases, year by year
| Year | Level of care | Unit | Increase | Monthly fee, before and after |
|---|---|---|---|---|
| 2026 | Independent living | All units | 3.5% | Percent onlyp. 31 |
| 2025 | Independent living | All units | 4.3% | Percent onlyp. 31 |
| 2024 | Independent living | All units | 5.5% | Percent onlyp. 31 |
| 2023 | Independent living | All units | 6% | Percent onlyp. 31 |
| 2022 | Independent living | All units | 2.5% | Percent onlyp. 31 |
Refunds
What comes back from the entrance fee when you leave or die, and when it is paid.
Standard (0% after 50 months)p. 144
The refund falls by 2% of the entrance fee for each month of residency, so nothing is refunded after 50 months. Any refund is paid when a new resident has paid in full for your residence, or within 2 years of cancellation, whichever comes first.
- Kept on move-in
- 0% of the fee
- Declines by
- 2% a month for 50 months
- Never less than
- Nothing: it can decline to zero
- Longest wait
- 24 months
- Paid
- When your unit is re-occupied or after 24 months, whichever is first
50% Return of Capitalp. 34
The refund falls by 2% of the entrance fee a month for 25 months and then stays at 50%. It is paid when a new resident has paid in full for your residence, or within 2 years of cancellation, whichever comes first. Prices for this agreement are not printed in the statement.
- Kept on move-in
- 0% of the fee
- Declines by
- 2% a month for 25 months
- Never less than
- 50% of the fee
- Longest wait
- 24 months
- Paid
- When your unit is re-occupied or after 24 months, whichever is first
90% Return of Capitalp. 34
The refund falls by 2% of the entrance fee a month for 5 months and then stays at 90%. It is paid when a new resident has paid in full for your residence, or within 2 years of cancellation, whichever comes first. Prices for this agreement are not printed in the statement.
- Kept on move-in
- 0% of the fee
- Declines by
- 2% a month for 5 months
- Never less than
- 90% of the fee
- Longest wait
- 24 months
- Paid
- When your unit is re-occupied or after 24 months, whichever is first
Refund calculator
Estimated refund: $0 (0% of the fee)
When it is paid: when your unit is re-occupied or after 24 months, whichever is first. This applies the plan terms as recorded from the filing, counting a part month as a whole one. The signed contract governs, and charges you owe or care paid for from the fee can be deducted first.
How entrance-fee refunds work, and why the payment date matters
Finances
Whether the organisation behind the community has the cash and income to keep its promises for decades.
- Wesley Pines Retirement Community is part of The United Methodist Retirement Homes, Inc. (Croasdaile Village, Cypress Glen, Wesley Pines); Croasdaile Village and Cypress Glen file separate disclosure statements but share UMRH's group finances.
- Balance sheet: The United Methodist Retirement Homes, Inc., its Affiliate, and Subsidiaries (consolidated).
- Ratios: UMRH Obligated Group (UMRH and The United Methodist Retirement Homes Foundation, Inc.); the same group ratios are reported in the Cypress Glen and Croasdaile Village statements.
Days cash on hand
700.69 days FY2025p. 2
- Its lenders’ minimum: 250 daysp. 55
- Industry median: 321 days Ziegler median for fiscal 2022, 132 bond-financed not-for-profit entrance-fee CCRCs
Debt service coverage
3.14x FY2025p. 2
- Its lenders’ minimum: 1.20xp. 55
- Industry median: 1.80x Ziegler median for fiscal 2022, 132 bond-financed not-for-profit entrance-fee CCRCs
Read with these figuresGroup figure for UMRH, which also owns Croasdaile Village and Cypress Glen; it is not a Wesley Pines-only ratio. Consolidated cash and investments ($132.7M, p66) cover about 598 days of consolidated FY2025 cash operating expenses; the reported 700.69 days could not be reproduced from the statements and may count assets limited as to use such as the $20.1M statutory operating reserve.
How to read these figures: what each one measures and why a lender’s minimum is a floor, not a target.
Balance sheet and trend
| Fiscal year | FY2025p. 66 | FY2024p. 2 | FY2023p. 2 |
|---|---|---|---|
| Days cash on hand | 700.69 days | 690.8 days | 574.86 days |
| Debt service coverage | 3.14x | 2.43x | 3.22x |
| Operating margin | 13.97% | 12.23% | 10.03% |
| Total assets | $493.3 million | $478.8 million | Not disclosed |
| Total liabilities | $345.9 million | $347.2 million | Not disclosed |
| Long-term debt | $196.9 million | $216.0 million | Not disclosed |
| Entrance fees not yet earned (deferred revenue) | $97.0 million | $96.7 million | Not disclosed |
| Refunds owed to residents (refundable fee liability) | $14.5 million | $14.5 million | Not disclosed |
| Net position (assets minus liabilities) | $147.4 million | $131.6 million | Not disclosed |
Auditor: Forvis Mazars, LLP. Opinion: Unmodified (clean) opinionp. 66
Occupancy
Nursing care on campus
From CMS Care Compare, data as of 2026-09-01. These are the federal government’s ratings of the nursing center, not ours.
- Overall
- 4 of 5
- Health inspections
- 3 of 5
- Staffing
- 4 of 5
- Quality measures
- 5 of 5
Fines recorded by CMS: 0. Health citations since 2023-10-16: 9. Wesley Pines Retirement Community on Care Compare
In brief
Wesley Pines in Lumberton is a small community of 27 independent living cottages and villas with 36 assisted living units and 62 skilled nursing beds, owned by The United Methodist Retirement Homes and managed by Life Care Services. Residents get 6 free days of assisted living or nursing care a year and then pay the published rates; Standard Agreement entrance fees run $82,564-$191,397 for one person, with monthly fees of $3,424-$3,559. A bond-financed expansion of nursing rooms, therapy and dining space began in January 2026, with completion expected in February 2027.PDF
Nearest communities in North Carolina
- Scotia Village
Laurinburg · 29 miles away
Entrance fee: $54,000 to $444,000
- Penick Village
Southern Pines · 43 miles away
Entrance fee: $135,987 to $859,200
- Pine Knoll
Southern Pines · 44 miles away
Entrance fee: Not disclosed in the 2026 filing
Sources
- Wesley Pines Retirement Community — 2026 Disclosure StatementNorth Carolina Department of Insurance · filed 2026, fiscal 2025 finances · 155 pages · retrieved 2026-10-15
Each page tab above opens this PDF at the page the figure came from. Spotted a figure that does not match its page? Tell us and it is checked against the filing.