Lucy Corr
6800 Lucy Corr Boulevard, Chesterfield, Virginia 23832
- Operator:
- Health Center Commission for the County of Chesterfield (dba Lucy Corr), self-managed
- Ownership:
- Government
- Affiliation:
- Not disclosed in the 2025 filing
- Opened:
- 1970
Owned by the Health Center Commission for the County of Chesterfield, a political subdivision of the Commonwealth created by the County Board of Supervisors in 1993; the County holds a right of first refusal and a right of reversion on the land and has no obligation to support operations.
- Type A (life care)
- Type B (modified)
Figures from the 2025 disclosure statement (fiscal 2025 finances), filed with the Virginia State Corporation Commission, Bureau of Insurance.PDF
At a glance
Entrance fee, one person, every plan
Refund plans offered
- Traditional 80% Refundable PlanNever less than 80% of the fee
- Traditional Declining Refund PlanCan decline to nothing
- LifeCareCan decline to nothing
Days cash on hand
Independent living occupancy
Nursing care, CMS overall rating
What care costs later
How each contract prices assisted living and nursing if you need them. The contract type decides most of what a long stay costs.
- Type A (life care): Moving to assisted living or nursing leaves your monthly fee essentially unchanged.
- Type B (modified): A set number of care days is included, or care is charged at a stated discount.
How the contract types compare
Type B (modified)The filing calls it Fee for Service (audit Note 7 p132: "Type C"); we class contracts by how care is priced (our definitions).
Fee-for-service residents get ten lifetime days of free assisted living or Health Care Center care not covered by insurance, then pay the then-standard (market) rates. Residents receive priority access to the Assisted Living and Health Care Centers if they meet admission criteria.p. 12
- Assisted living
- Then-standard Assisted Living monthly fee on permanent transfer (2024 schedule: $4,920-$6,120 per 30 days for traditional apartments), after ten lifetime days of free Assisted Living or Health Care Center care.
- Nursing care
- Then-standard Health Care Center per diem on permanent transfer (rates effective Feb 1, 2025: $355/day private, $325/day semi-private), after the ten lifetime free days.
- Care days included
- 10
- Priority for a bed
- Yes, residents come before outside admissions
Type A (life care)
LifeCare residents who move permanently to assisted living or the Health Care Center keep paying the monthly fee of their independent living unit. Residents receive priority access if they meet admission criteria.p. 63
- Assisted living
- Same Monthly Service Fee associated with the resident's Independent Living unit (private Efficiency Apartment in Assisted Living, including memory support).
- Nursing care
- Same Monthly Service Fee associated with the Independent Living unit (private room in the Health Care Center, including memory support), to the extent not covered by third-party coverage.
- Priority for a bed
- Yes, residents come before outside admissions
| Independent living | 77 |
|---|---|
| Assisted living | 48 |
| Memory care | Not disclosed in the 2025 filing |
| Nursing care | 216 |
Entrance fees
One-person prices as the filing lists them, by contract. A second person usually pays the extra amount shown.
Residency Agreement – Fee for Service · Type B (modified) (30 prices, $128,750 to $440,563)
| Unit | Sq ft | Refund plan | Price, one person | Second person |
|---|---|---|---|---|
| The Castlewood – One Bedroom | 863 | Traditional 80% Refundable Plan | $225,313p. 85 | $10,000 |
| The Castlewood – One Bedroom | 863 | Traditional Declining Refund Plan | $128,750p. 85 | $10,000 |
| The Castlewood with Balcony | 863 | Traditional 80% Refundable Plan | $230,720p. 85 | $10,000 |
| The Castlewood with Balcony | 863 | Traditional Declining Refund Plan | $131,840p. 85 | $10,000 |
| The Dale – One Bedroom w/Den | 1,003 | Traditional 80% Refundable Plan | $252,350p. 85 | $10,000 |
| The Dale – One Bedroom w/Den | 1,003 | Traditional Declining Refund Plan | $144,200p. 85 | $10,000 |
| The Dale with Balcony | 1,003 | Traditional 80% Refundable Plan | $257,758p. 85 | $10,000 |
| The Dale with Balcony | 1,003 | Traditional Declining Refund Plan | $147,290p. 85 | $10,000 |
| The Cogbill – One BR w/Den & Balcony | 1,010 | Traditional 80% Refundable Plan | $252,350p. 85 | $10,000 |
| The Cogbill – One BR w/Den & Balcony | 1,010 | Traditional Declining Refund Plan | $144,200p. 85 | $10,000 |
| The Eppington – One Bedroom w/Den | 1,013 | Traditional 80% Refundable Plan | $252,350p. 85 | $10,000 |
| The Eppington – One Bedroom w/Den | 1,013 | Traditional Declining Refund Plan | $144,200p. 85 | $10,000 |
| The Eppington with Balcony | 1,013 | Traditional 80% Refundable Plan | $257,758p. 85 | $10,000 |
| The Eppington with Balcony | 1,013 | Traditional Declining Refund Plan | $147,290p. 85 | $10,000 |
| The Harrowgate – Two Bedrooms | 1,151 | Traditional 80% Refundable Plan | $323,400p. 85 | $10,000 |
| The Harrowgate – Two Bedrooms | 1,151 | Traditional Declining Refund Plan | $184,800p. 85 | $10,000 |
| The Huguenot – Two Bedrooms | 1,221 | Traditional 80% Refundable Plan | $332,413p. 85 | $10,000 |
| The Huguenot – Two Bedrooms | 1,221 | Traditional Declining Refund Plan | $189,950p. 85 | $10,000 |
| The Huguenot with Balcony | 1,221 | Traditional 80% Refundable Plan | $337,820p. 85 | $10,000 |
| The Huguenot with Balcony | 1,221 | Traditional Declining Refund Plan | $193,040p. 85 | $10,000 |
| The Monacan – Two Bedrooms w/Den | 1,280 | Traditional 80% Refundable Plan | $341,425p. 85 | $10,000 |
| The Monacan – Two Bedrooms w/Den | 1,280 | Traditional Declining Refund Plan | $195,100p. 85 | $10,000 |
| The Monacan with Balcony | 1,280 | Traditional 80% Refundable Plan | $346,833p. 85 | $10,000 |
| The Monacan with Balcony | 1,280 | Traditional Declining Refund Plan | $198,190p. 85 | $10,000 |
| The Walthall – Three Bedrooms with Balcony | 1,650 | Traditional 80% Refundable Plan | $402,710p. 85 | $10,000 |
| The Walthall – Three Bedrooms with Balcony | 1,650 | Traditional Declining Refund Plan | $230,120p. 85 | $10,000 |
| The Winfree – Garden Cottage | 1,340 | Traditional 80% Refundable Plan | $386,488p. 85 | $10,000 |
| The Winfree – Garden Cottage | 1,340 | Traditional Declining Refund Plan | $220,850p. 85 | $10,000 |
| The Weatherford – Traditional Cottage | 1,603 | Traditional 80% Refundable Plan | $440,563p. 85 | $10,000 |
| The Weatherford – Traditional Cottage | 1,603 | Traditional Declining Refund Plan | $251,750p. 85 | $10,000 |
Residency Agreement – LifeCare · Type A (life care) (15 prices, $147,807 to $266,053)
| Unit | Sq ft | Refund plan | Price, one person | Second person |
|---|---|---|---|---|
| The Castlewood – One Bedroom | 863 | LifeCare | $147,807p. 86 | $22,510 |
| The Castlewood with Balcony | 863 | LifeCare | $151,355p. 86 | $22,510 |
| The Dale – One Bedroom w/Den | 1,003 | LifeCare | $165,544p. 86 | $22,510 |
| The Dale with Balcony | 1,003 | LifeCare | $169,092p. 86 | $22,510 |
| The Cogbill – One BR w/Den & Balcony | 1,010 | LifeCare | $165,544p. 86 | $22,510 |
| The Eppington – One Bedroom w/Den | 1,013 | LifeCare | $165,544p. 86 | $22,510 |
| The Eppington with Balcony | 1,013 | LifeCare | $169,092p. 86 | $22,510 |
| The Harrowgate – Two Bedrooms | 1,151 | LifeCare | $189,194p. 86 | $22,510 |
| The Huguenot – Two Bedrooms | 1,221 | LifeCare | $195,106p. 86 | $22,510 |
| The Huguenot with Balcony | 1,221 | LifeCare | $198,653p. 86 | $22,510 |
| The Monacan – Two Bedrooms w/Den | 1,280 | LifeCare | $201,018p. 86 | $22,510 |
| The Monacan with Balcony | 1,280 | LifeCare | $204,566p. 86 | $22,510 |
| The Walthall – Three Bedrooms with Balcony | 1,650 | LifeCare | $241,221p. 86 | $22,510 |
| The Winfree – Garden Cottage | 1,340 | LifeCare | $230,580p. 86 | $22,510 |
| The Weatherford – Traditional Cottage | 1,603 | LifeCare | $266,053p. 86 | $22,510 |
Monthly fees
What residents pay each month, by contract and level of care. A second person adds the amount shown.
Residency Agreement – Fee for Service · Type B (modified) (15 prices, $2,812 to $4,156)
| Unit | Level of care | Per month, one person | Second person |
|---|---|---|---|
| The Castlewood – One Bedroom | Independent living | $2,812p. 85 | $1,106 |
| The Castlewood with Balcony | Independent living | $2,812p. 85 | $1,106 |
| The Dale – One Bedroom w/Den | Independent living | $3,062p. 85 | $1,106 |
| The Dale with Balcony | Independent living | $3,062p. 85 | $1,106 |
| The Cogbill – One BR w/Den & Balcony | Independent living | $3,062p. 85 | $1,106 |
| The Eppington – One Bedroom w/Den | Independent living | $3,160p. 85 | $1,106 |
| The Eppington with Balcony | Independent living | $3,160p. 85 | $1,106 |
| The Harrowgate – Two Bedrooms | Independent living | $3,360p. 85 | $1,106 |
| The Huguenot – Two Bedrooms | Independent living | $3,509p. 85 | $1,106 |
| The Huguenot with Balcony | Independent living | $3,509p. 85 | $1,106 |
| The Monacan – Two Bedrooms w/Den | Independent living | $3,562p. 85 | $1,106 |
| The Monacan with Balcony | Independent living | $3,562p. 85 | $1,106 |
| The Walthall – Three Bedrooms with Balcony | Independent living | $4,156p. 85 | $1,106 |
| The Winfree – Garden Cottage | Independent living | $3,702p. 85 | $1,106 |
| The Weatherford – Traditional Cottage | Independent living | $4,156p. 85 | $1,106 |
Residency Agreement – LifeCare · Type A (life care) (15 prices, $4,311 to $5,950)
| Unit | Level of care | Per month, one person | Second person |
|---|---|---|---|
| The Castlewood – One Bedroom | Independent living | $4,311p. 86 | $1,765 |
| The Castlewood with Balcony | Independent living | $4,311p. 86 | $1,765 |
| The Dale – One Bedroom w/Den | Independent living | $4,984p. 86 | $1,765 |
| The Dale with Balcony | Independent living | $4,984p. 86 | $1,765 |
| The Cogbill – One BR w/Den & Balcony | Independent living | $5,018p. 86 | $1,765 |
| The Eppington – One Bedroom w/Den | Independent living | $5,031p. 86 | $1,765 |
| The Eppington with Balcony | Independent living | $5,031p. 86 | $1,765 |
| The Harrowgate – Two Bedrooms | Independent living | $4,658p. 86 | $1,765 |
| The Huguenot – Two Bedrooms | Independent living | $4,798p. 86 | $1,765 |
| The Huguenot with Balcony | Independent living | $5,121p. 86 | $1,765 |
| The Monacan – Two Bedrooms w/Den | Independent living | $5,319p. 86 | $1,765 |
| The Monacan with Balcony | Independent living | $5,164p. 86 | $1,765 |
| The Walthall – Three Bedrooms with Balcony | Independent living | $5,950p. 86 | $1,765 |
| The Winfree – Garden Cottage | Independent living | $4,798p. 86 | $1,765 |
| The Weatherford – Traditional Cottage | Independent living | $5,390p. 86 | $1,765 |
Assisted Living (per diem) · Type C (fee for service) (7 prices, $4,920 to $7,590)
| Unit | Level of care | Per month, one person | Second person |
|---|---|---|---|
| Assisted Living Efficiency (283 sq ft) | Assisted living | $4,920p. 101 | $1,440 |
| Assisted Living Studio I (337 sq ft) | Assisted living | $5,040p. 101 | $1,440 |
| Assisted Living Studio II (410 sq ft) | Assisted living | $5,430p. 101 | $1,440 |
| Assisted Living Deluxe (520 sq ft) | Assisted living | $6,120p. 101 | $1,440 |
| Memory Support Efficiency (283 sq ft) | Memory care | $6,480p. 101 | Not listed |
| Memory Support Studio I (337 sq ft) | Memory care | $6,570p. 101 | Not listed |
| Memory Support Deluxe (520 sq ft) | Memory care | $7,590p. 101 | Not listed |
Fee increases, year by year
| Year | Level of care | Unit | Increase | Monthly fee, before and after |
|---|---|---|---|---|
| 2025 | Independent living | The Castlewood – One Bedroom (Fee for Service) | 0%calculated from the dollar amounts | $2,812 to $2,812p. 85 |
| 2025 | Independent living | The Castlewood – One Bedroom (LifeCare) | 0%calculated from the dollar amounts | $4,311 to $4,311p. 86 |
| 2024 | Independent living | The Castlewood – One Bedroom (Fee for Service) | 3%calculated from the dollar amounts | $2,730 to $2,812p. 96 |
| 2024 | Independent living | The Castlewood – One Bedroom (LifeCare) | 3.01%calculated from the dollar amounts | $4,185 to $4,311p. 97 |
| 2023 | Independent living | The Castlewood – One Bedroom (Fee for Service) | 3.02%calculated from the dollar amounts | $2,650 to $2,730p. 94 |
| 2023 | Independent living | The Castlewood – One Bedroom (LifeCare) | 3%calculated from the dollar amounts | $4,063 to $4,185p. 95 |
| 2022 | Independent living | The Castlewood – One Bedroom (Fee for Service) | 2.99%calculated from the dollar amounts | $2,573 to $2,650p. 92 |
| 2022 | Independent living | The Castlewood – One Bedroom (LifeCare) | 2.99%calculated from the dollar amounts | $3,945 to $4,063p. 93 |
| 2021 | Independent living | The Castlewood – One Bedroom (Fee for Service) | 6.1%calculated from the dollar amounts | $2,425 to $2,573p. 90 |
| 2021 | Independent living | The Castlewood – One Bedroom (LifeCare) | 5%calculated from the dollar amounts | $3,757 to $3,945p. 91 |
Refunds
What comes back from the entrance fee when you leave or die, and when it is paid.
Traditional 80% Refundable Planp. 38
From move-in the refund is and stays 80% of the first-person entrance fee, less unpaid fees and refurbishing costs. It is paid within 30 days after a new resident has paid the full entrance fee for the same residence, or 18 months after the unit was released for resale, whichever is sooner.
- Kept on move-in
- 20% of the fee
- Declines by
- Does not decline
- Never less than
- 80% of the fee
- Longest wait
- 18 months
- Paid
- When your unit is re-occupied or after 18 months, whichever is first
Traditional Declining Refund Planp. 38
The refund starts at 90% of the first-person entrance fee at occupancy and falls by 2% of the full fee each month for 45 months, after which nothing is refunded. Payment waits for resale of the unit or 18 months after release, whichever is sooner.
- Kept on move-in
- 10% of the fee
- Declines by
- 2% a month for 45 months
- Never less than
- Nothing: it can decline to zero
- Longest wait
- 18 months
- Paid
- When your unit is re-occupied or after 18 months, whichever is first
LifeCarep. 70
On voluntary termination within 12 months of occupancy the entrance fee is reduced by 50% for each full or partial month; after 12 months it is fully earned and not refunded. On death within 12 months the refund is the entrance fee less the 10% reservation deposit; on death after 12 months there is no refund. Payment waits for resale of the unit or 18 months, whichever is sooner.
- Kept on move-in
- Not disclosed in the 2025 filing
- Declines by
- 50% a month
- Never less than
- Nothing: it can decline to zero
- Longest wait
- 18 months
- Paid
- When your unit is re-occupied or after 18 months, whichever is first
Refund calculator
Estimated refund: $180,250 (80% of the fee)
When it is paid: when your unit is re-occupied or after 18 months, whichever is first. This applies the plan terms as recorded from the filing, counting a part month as a whole one. The signed contract governs, and charges you owe or care paid for from the fee can be deducted first.
How entrance-fee refunds work, and why the payment date matters
Finances
Whether the organisation behind the community has the cash and income to keep its promises for decades.
- Balance sheet and ratios: Health Center Commission for the County of Chesterfield (dba Lucy Corr).
- Days cash on hand was calculated by us from the audited statements using the standard formula. The formula
Days cash on hand
157.4 days FY2025p. 122
- Its lenders’ minimum: 100 daysp. 14
- Industry median: 321 days Ziegler median for fiscal 2022, 132 bond-financed not-for-profit entrance-fee CCRCs
Debt service coverage
Not disclosed in the 2025 filing
- Its lenders’ minimum: Not disclosed in the 2025 filing
- Industry median: 1.80x Ziegler median for fiscal 2022, 132 bond-financed not-for-profit entrance-fee CCRCs
How to read these figures: what each one measures and why a lender’s minimum is a floor, not a target.
Balance sheet and trend
| Fiscal year | FY2025p. 122 | FY2024p. 122 |
|---|---|---|
| Days cash on hand | 157.4 days | 181.7 days |
| Operating margin | 3.4% | 2.2% |
| Total assets | $52.6 million | $53.6 million |
| Total liabilities | $43.0 million | $45.7 million |
| Long-term debt | $30.2 million | $31.7 million |
| Entrance fees not yet earned (deferred revenue) | $1.4 million | $1.5 million |
| Refunds owed to residents (refundable fee liability) | $7.5 million | $8.4 million |
| Net position (assets minus liabilities) | $9.6 million | $7.9 million |
Auditor: Walker Healthcare Services Group. Opinion: Unmodified (clean) opinionp. 122
Occupancy
| Level of care | 2025p. 166 | 2024p. 166 | 2023p. 166 | 2022p. 166 | 2021p. 166 | 2020p. 166 | 2019p. 167 |
|---|---|---|---|---|---|---|---|
| Independent living | 89.9% | 87% | 88.5% | 83.6% | 82.9% | 91.3% | 91.3% |
| Assisted living | 89.5% | 92.6% | 82% | 67% | 75.9% | 93.5% | 93.5% |
| Memory care | Not disclosed | Not disclosed | Not disclosed | Not disclosed | Not disclosed | Not disclosed | Not disclosed |
| Nursing care | 92% | 86.2% | 84% | 79.2% | 76.5% | 90.4% | 90.4% |
Nursing care on campus
From CMS Care Compare, data as of 2026-09-01. These are the federal government’s ratings of the nursing center, not ours.
- Overall
- 2 of 5
- Health inspections
- 2 of 5
- Staffing
- 3 of 5
- Quality measures
- 4 of 5
Fines recorded by CMS: 0. HEALTH CARE CENTER LUCY CORR on Care Compare
In brief
Lucy Corr in Chesterfield, Virginia is owned by the Health Center Commission for the County of Chesterfield, with 77 independent living apartments and cottages, 48 assisted living apartments and a 216-bed Health Care Center. Independent living is sold under a fee-for-service contract with 80% refundable or declining-balance entrance fees ($128,750-$440,563) or a LifeCare contract ($147,807-$266,053) that keeps the independent living monthly fee in assisted living and nursing. Fiscal 2025 audited statements show net assets of $9.6 million and $32.1 million of mortgage revenue bonds outstanding.PDF
Nearest communities in Virginia
- Brandermill Woods
Midlothian · 10 miles away
Entrance fee: $57,096
- Masonic Home of Virginia
Richmond · 13 miles away
Entrance fee: $36,000 to $279,900
- Westminster Canterbury Richmond
Richmond · 15 miles away
Entrance fee: $135,485 to $1,074,558
Sources
- Lucy Corr — Disclosure Statement (October 2025)Virginia State Corporation Commission, Bureau of Insurance · filed 2025, fiscal 2025 finances · 167 pages · retrieved 2026-10-15
Each page tab above opens this PDF at the page the figure came from. Spotted a figure that does not match its page? Tell us and it is checked against the filing.