Cedarfield
2300 Cedarfield Parkway, Richmond, Virginia 23233-1938
- Operator:
- Pinnacle Living (Virginia United Methodist Homes, Inc.)
- Ownership:
- Nonprofit
- Affiliation:
- United Methodist (related by faith and heritage; not controlled by the Virginia Annual Conference)
- Opened:
- Not disclosed in the 2025 filing
- Type A (life care)
- Type C (fee for service)
Figures from the 2025 disclosure statement (fiscal 2025 finances), filed with the Virginia State Corporation Commission, Bureau of Insurance.PDF
At a glance
Refund plans offered
- Declining Balance RefundCan decline to nothing
- 50% RefundNever less than 50% of the fee
- 70% RefundNever less than 70% of the fee
- 80% RefundNever less than 80% of the fee
- 90% RefundNever less than 90% of the fee
Days cash on hand
Read the note on this figure
Computed by us: Pinnacle Living unrestricted cash $2.97M plus investments $65.18M over operating expenses less depreciation. Excludes $16.2M of assets whose use is limited (bond funds) and the $51.4M of investments held by affiliate Hermitage Capital & Reserve Corp. The disclosure reports no days-cash or coverage ratio.
Independent living occupancy
Nursing care, CMS overall rating
What care costs later
How each contract prices assisted living and nursing if you need them. The contract type decides most of what a long stay costs.
- Type A (life care): Moving to assisted living or nursing leaves your monthly fee essentially unchanged.
- Type C (fee for service): Care is charged at market rates when you need it.
How the contract types compare
Type A (life care)The filing calls it Lifecare; we class contracts by how care is priced (our definitions).
Independent living and all health services (assisted living, memory support and nursing) are provided at a constant Monthly Service Fee regardless of level of care; the fee itself can be adjusted.p. 14
- Assisted living
- Same constant Monthly Service Fee as independent living
- Nursing care
- Same constant Monthly Service Fee as independent living
- Priority for a bed
- Yes, residents come before outside admissions
Type C (fee for service)The filing calls it Preferred Choice / Fee for Service; we class contracts by how care is priced (our definitions).
Only independent living is covered by the Monthly Service Fee; assisted living, memory support and nursing are paid at the then-current posted rates (set out in the agreement's Appendix B, not reproduced in the fee schedule). Preferred Choice residents get priority for health services after Lifecare residents and ahead of non-residents.p. 14
- Assisted living
- Then-current posted fees
- Nursing care
- Then-current posted fees
- Priority for a bed
- Yes, residents come before outside admissions
| Independent living | 341 |
|---|---|
| Assisted living | 87 |
| Memory care | Not disclosed in the 2025 filing |
| Nursing care | 60 |
Entrance fees
One-person prices as the filing lists them, by contract. A second person usually pays the extra amount shown.
Lifecare · Type A (life care) (31 prices, $249,300 to $908,300)
| Unit | Sq ft | Refund plan | Price, one person | Second person |
|---|---|---|---|---|
| Apartment - Adams (1 bedroom w/balcony) | 772 | Declining Balance Refund | $330,400p. 16 | $114,700 |
| Apartment - Addison (Studio) | 613 | Declining Balance Refund | $249,300p. 16 | $114,700 |
| Apartment - Albemarle (1 bedroom) | 679 | Declining Balance Refund | $281,100p. 16 | $114,700 |
| Apartment - Boatwright (1 bedroom) | 776 | Declining Balance Refund | $331,600p. 16 | $114,700 |
| Apartment - Carlton (1 bedroom) | 856 | Declining Balance Refund | $365,400p. 16 | $114,700 |
| Apartment - Cary (2 bedrooms w/den and balcony) | 1,621 | Declining Balance Refund | $782,200p. 16 | $114,700 |
| Apartment - Derbyshire (1 bedroom) | 946 | Declining Balance Refund | $403,600p. 16 | $114,700 |
| Apartment - Franklin (1 bedroom w/den) | 944 | Declining Balance Refund | $402,000p. 16 | $114,700 |
| Apartment - Gayton (2 bedrooms w/balcony) | 1,303 | Declining Balance Refund | $666,700p. 16 | $114,700 |
| Apartment - Hanover (2 bedrooms w/balcony) | 1,265 | Declining Balance Refund | $627,900p. 16 | $114,700 |
| Apartment - Harrison (1 bedroom w/den and balcony) | 952 | Declining Balance Refund | $430,500p. 16 | $114,700 |
| Apartment - Jefferson (1 bedroom w/den and bay window) | 968 | Declining Balance Refund | $436,300p. 16 | $114,700 |
| Apartment - Kavanaugh (1 bedroom w/den) | 1,007 | Declining Balance Refund | $453,800p. 16 | $114,700 |
| Apartment - Kensington (1 bedroom w/den) | 1,062 | Declining Balance Refund | $478,600p. 16 | $114,700 |
| Apartment - Keswick (1 bedroom w/den and balcony) | 1,062 | Declining Balance Refund | $478,600p. 16 | $114,700 |
| Apartment - Leigh (2 bedrooms w/small balcony) | 1,132 | Declining Balance Refund | $510,400p. 16 | $114,700 |
| Apartment - Libbie (1 bedroom w/balcony) | 1,030 | Declining Balance Refund | $519,400p. 16 | $114,700 |
| Apartment - Queensmill (2 bedrooms w/large balcony) | 1,168 | Declining Balance Refund | $526,400p. 16 | $114,700 |
| Apartment - Quioccasin (2 bedrooms w/balcony) | 1,168 | Declining Balance Refund | $526,400p. 16 | $114,700 |
| Apartment - Robinson (2 bedrooms) | 1,172 | Declining Balance Refund | $528,200p. 16 | $114,700 |
| Apartment - Stratford (2 bedrooms w/balcony) | 1,346 | Declining Balance Refund | $688,400p. 16 | $114,700 |
| Apartment - Stuart (2 bedrooms w/bay window) | 1,216 | Declining Balance Refund | $546,200p. 16 | $114,700 |
| Apartment - Tuckahoe (2 bedrooms) | 1,264 | Declining Balance Refund | $567,700p. 16 | $114,700 |
| Apartment - University (2 bedrooms w/double balcony) | 1,275 | Declining Balance Refund | $572,700p. 16 | $114,700 |
| Apartment - Valentine (2 bedrooms w/balcony) | 1,288 | Declining Balance Refund | $578,500p. 16 | $114,700 |
| Apartment - Westham (2 bedrooms w/large balcony) | 1,300 | Declining Balance Refund | $583,900p. 16 | $114,700 |
| Apartment - Westover (1 bedroom w/den) | 1,102 | Declining Balance Refund | $565,900p. 16 | $114,700 |
| Apartment - Yorkshire (2 bedrooms w/den and balcony) | 1,636 | Declining Balance Refund | $737,300p. 16 | $114,700 |
| Cottage - Patterson (2 bedrooms) | 1,385 | Declining Balance Refund | $622,100p. 17 | $114,700 |
| Cottage - Grove (2 bedrooms w/den) | 1,829 | Declining Balance Refund | $816,000p. 17 | $114,700 |
| Cottage - Windsor (3 bedrooms) | 2,036 | Declining Balance Refund | $908,300p. 17 | $114,700 |
Preferred Choice / Fee for Service · Type C (fee for service) (31 prices, $183,600 to $704,000)
| Unit | Sq ft | Refund plan | Price, one person | Second person |
|---|---|---|---|---|
| Apartment - Adams (1 bedroom w/balcony) | 772 | Declining Balance Refund | $243,300p. 18 | $34,300 |
| Apartment - Addison (Studio) | 613 | Declining Balance Refund | $183,600p. 18 | $34,300 |
| Apartment - Albemarle (1 bedroom) | 679 | Declining Balance Refund | $207,000p. 18 | $34,300 |
| Apartment - Boatwright (1 bedroom) | 776 | Declining Balance Refund | $244,200p. 18 | $34,300 |
| Apartment - Carlton (1 bedroom) | 856 | Declining Balance Refund | $269,000p. 18 | $34,300 |
| Apartment - Cary (2 bedrooms w/den and balcony) | 1,621 | Declining Balance Refund | $576,000p. 18 | $34,300 |
| Apartment - Derbyshire (1 bedroom) | 946 | Declining Balance Refund | $297,200p. 18 | $34,300 |
| Apartment - Franklin (1 bedroom w/den) | 944 | Declining Balance Refund | $296,100p. 18 | $34,300 |
| Apartment - Gayton (2 bedrooms w/balcony) | 1,303 | Declining Balance Refund | $490,900p. 18 | $34,300 |
| Apartment - Hanover (2 bedrooms w/balcony) | 1,265 | Declining Balance Refund | $462,400p. 18 | $34,300 |
| Apartment - Harrison (1 bedroom w/den and balcony) | 952 | Declining Balance Refund | $317,000p. 18 | $34,300 |
| Apartment - Jefferson (1 bedroom w/den and bay window) | 968 | Declining Balance Refund | $321,300p. 18 | $34,300 |
| Apartment - Kavanaugh (1 bedroom w/den) | 1,007 | Declining Balance Refund | $334,200p. 18 | $34,300 |
| Apartment - Kensington (1 bedroom w/den) | 1,062 | Declining Balance Refund | $352,400p. 18 | $34,300 |
| Apartment - Keswick (1 bedroom w/den and balcony) | 1,062 | Declining Balance Refund | $352,400p. 18 | $34,300 |
| Apartment - Leigh (2 bedrooms w/small balcony) | 1,132 | Declining Balance Refund | $375,900p. 18 | $34,300 |
| Apartment - Libbie (1 bedroom w/balcony) | 1,030 | Declining Balance Refund | $382,400p. 18 | $34,300 |
| Apartment - Queensmill (2 bedrooms w/large balcony) | 1,168 | Declining Balance Refund | $387,600p. 18 | $34,300 |
| Apartment - Quioccasin (2 bedrooms w/balcony) | 1,168 | Declining Balance Refund | $387,600p. 18 | $34,300 |
| Apartment - Robinson (2 bedrooms) | 1,172 | Declining Balance Refund | $388,900p. 18 | $34,300 |
| Apartment - Stratford (2 bedrooms w/balcony) | 1,346 | Declining Balance Refund | $506,900p. 18 | $34,300 |
| Apartment - Stuart (2 bedrooms w/bay window) | 1,216 | Declining Balance Refund | $402,200p. 18 | $34,300 |
| Apartment - Tuckahoe (2 bedrooms) | 1,264 | Declining Balance Refund | $418,100p. 18 | $34,300 |
| Apartment - University (2 bedrooms w/double balcony) | 1,275 | Declining Balance Refund | $421,700p. 18 | $34,300 |
| Apartment - Valentine (2 bedrooms w/balcony) | 1,288 | Declining Balance Refund | $426,000p. 18 | $34,300 |
| Apartment - Westham (2 bedrooms w/large balcony) | 1,300 | Declining Balance Refund | $430,000p. 18 | $34,300 |
| Apartment - Westover (1 bedroom w/den) | 1,102 | Declining Balance Refund | $416,700p. 18 | $34,300 |
| Apartment - Yorkshire (2 bedrooms w/den and balcony) | 1,636 | Declining Balance Refund | $542,900p. 18 | $34,300 |
| Cottage - Patterson (2 bedrooms) | 1,385 | Declining Balance Refund | $482,200p. 19 | $34,300 |
| Cottage - Grove (2 bedrooms w/den) | 1,829 | Declining Balance Refund | $632,500p. 19 | $34,300 |
| Cottage - Windsor (3 bedrooms) | 2,036 | Declining Balance Refund | $704,000p. 19 | $34,300 |
Monthly fees
What residents pay each month, by contract and level of care. A second person adds the amount shown.
Lifecare · Type A (life care) (31 prices, $3,690 to $8,240)
| Unit | Level of care | Per month, one person | Second person |
|---|---|---|---|
| Apartment - Adams (1 bedroom w/balcony) | Independent living | $4,240p. 16 | $2,225 |
| Apartment - Addison (Studio) | Independent living | $3,690p. 16 | $2,225 |
| Apartment - Albemarle (1 bedroom) | Independent living | $3,875p. 16 | $2,225 |
| Apartment - Boatwright (1 bedroom) | Independent living | $4,240p. 16 | $2,225 |
| Apartment - Carlton (1 bedroom) | Independent living | $4,335p. 16 | $2,225 |
| Apartment - Cary (2 bedrooms w/den and balcony) | Independent living | $7,690p. 16 | $2,225 |
| Apartment - Derbyshire (1 bedroom) | Independent living | $4,780p. 16 | $2,225 |
| Apartment - Franklin (1 bedroom w/den) | Independent living | $4,780p. 16 | $2,225 |
| Apartment - Gayton (2 bedrooms w/balcony) | Independent living | $6,480p. 16 | $2,225 |
| Apartment - Hanover (2 bedrooms w/balcony) | Independent living | $6,350p. 16 | $2,225 |
| Apartment - Harrison (1 bedroom w/den and balcony) | Independent living | $4,800p. 16 | $2,225 |
| Apartment - Jefferson (1 bedroom w/den and bay window) | Independent living | $4,855p. 16 | $2,225 |
| Apartment - Kavanaugh (1 bedroom w/den) | Independent living | $4,975p. 16 | $2,225 |
| Apartment - Kensington (1 bedroom w/den) | Independent living | $4,780p. 16 | $2,225 |
| Apartment - Keswick (1 bedroom w/den and balcony) | Independent living | $5,205p. 16 | $2,225 |
| Apartment - Leigh (2 bedrooms w/small balcony) | Independent living | $5,480p. 16 | $2,225 |
| Apartment - Libbie (1 bedroom w/balcony) | Independent living | $5,360p. 16 | $2,225 |
| Apartment - Queensmill (2 bedrooms w/large balcony) | Independent living | $5,645p. 16 | $2,225 |
| Apartment - Quioccasin (2 bedrooms w/balcony) | Independent living | $5,645p. 16 | $2,225 |
| Apartment - Robinson (2 bedrooms) | Independent living | $5,670p. 16 | $2,225 |
| Apartment - Stratford (2 bedrooms w/balcony) | Independent living | $6,510p. 16 | $2,225 |
| Apartment - Stuart (2 bedrooms w/bay window) | Independent living | $5,880p. 16 | $2,225 |
| Apartment - Tuckahoe (2 bedrooms) | Independent living | $6,105p. 16 | $2,225 |
| Apartment - University (2 bedrooms w/double balcony) | Independent living | $6,165p. 16 | $2,225 |
| Apartment - Valentine (2 bedrooms w/balcony) | Independent living | $6,185p. 16 | $2,225 |
| Apartment - Westham (2 bedrooms w/large balcony) | Independent living | $6,240p. 16 | $2,225 |
| Apartment - Westover (1 bedroom w/den) | Independent living | $5,720p. 16 | $2,225 |
| Apartment - Yorkshire (2 bedrooms w/den and balcony) | Independent living | $7,465p. 16 | $2,225 |
| Cottage - Patterson (2 bedrooms) | Independent living | $6,650p. 17 | $2,225 |
| Cottage - Grove (2 bedrooms w/den) | Independent living | $7,635p. 17 | $2,225 |
| Cottage - Windsor (3 bedrooms) | Independent living | $8,240p. 17 | $2,225 |
Preferred Choice / Fee for Service · Type C (fee for service) (31 prices, $2,400 to $5,345)
| Unit | Level of care | Per month, one person | Second person |
|---|---|---|---|
| Apartment - Adams (1 bedroom w/balcony) | Independent living | $2,755p. 18 | $1,240 |
| Apartment - Addison (Studio) | Independent living | $2,400p. 18 | $1,240 |
| Apartment - Albemarle (1 bedroom) | Independent living | $2,515p. 18 | $1,240 |
| Apartment - Boatwright (1 bedroom) | Independent living | $2,755p. 18 | $1,240 |
| Apartment - Carlton (1 bedroom) | Independent living | $2,810p. 18 | $1,240 |
| Apartment - Cary (2 bedrooms w/den and balcony) | Independent living | $5,000p. 18 | $1,240 |
| Apartment - Derbyshire (1 bedroom) | Independent living | $3,110p. 18 | $1,240 |
| Apartment - Franklin (1 bedroom w/den) | Independent living | $3,110p. 18 | $1,240 |
| Apartment - Gayton (2 bedrooms w/balcony) | Independent living | $4,210p. 18 | $1,240 |
| Apartment - Hanover (2 bedrooms w/balcony) | Independent living | $4,130p. 18 | $1,240 |
| Apartment - Harrison (1 bedroom w/den and balcony) | Independent living | $3,125p. 18 | $1,240 |
| Apartment - Jefferson (1 bedroom w/den and bay window) | Independent living | $3,155p. 18 | $1,240 |
| Apartment - Kavanaugh (1 bedroom w/den) | Independent living | $3,230p. 18 | $1,240 |
| Apartment - Kensington (1 bedroom w/den) | Independent living | $3,110p. 18 | $1,240 |
| Apartment - Keswick (1 bedroom w/den and balcony) | Independent living | $3,375p. 18 | $1,240 |
| Apartment - Leigh (2 bedrooms w/small balcony) | Independent living | $3,560p. 18 | $1,240 |
| Apartment - Libbie (1 bedroom w/balcony) | Independent living | $3,475p. 18 | $1,240 |
| Apartment - Queensmill (2 bedrooms w/large balcony) | Independent living | $3,670p. 18 | $1,240 |
| Apartment - Quioccasin (2 bedrooms w/balcony) | Independent living | $3,670p. 18 | $1,240 |
| Apartment - Robinson (2 bedrooms) | Independent living | $3,680p. 18 | $1,240 |
| Apartment - Stratford (2 bedrooms w/balcony) | Independent living | $4,235p. 18 | $1,240 |
| Apartment - Stuart (2 bedrooms w/bay window) | Independent living | $3,815p. 18 | $1,240 |
| Apartment - Tuckahoe (2 bedrooms) | Independent living | $3,975p. 18 | $1,240 |
| Apartment - University (2 bedrooms w/double balcony) | Independent living | $4,000p. 18 | $1,240 |
| Apartment - Valentine (2 bedrooms w/balcony) | Independent living | $4,025p. 18 | $1,240 |
| Apartment - Westham (2 bedrooms w/large balcony) | Independent living | $4,050p. 18 | $1,240 |
| Apartment - Westover (1 bedroom w/den) | Independent living | $3,715p. 18 | $1,240 |
| Apartment - Yorkshire (2 bedrooms w/den and balcony) | Independent living | $4,845p. 18 | $1,240 |
| Cottage - Patterson (2 bedrooms) | Independent living | $4,315p. 19 | $1,240 |
| Cottage - Grove (2 bedrooms w/den) | Independent living | $4,965p. 19 | $1,240 |
| Cottage - Windsor (3 bedrooms) | Independent living | $5,345p. 19 | $1,240 |
Fee increases, year by year
No year-by-year increase history was recorded from the 2025 filing.
Refunds
What comes back from the entrance fee when you leave or die, and when it is paid.
Declining Balance Refundp. 32
A 10% administrative fee is kept, then the refund falls 2% a month until nothing is left after 45 months. Paid within 60 days after the later of moving out and a new resident paying the entrance fee for the residence.
- Kept on move-in
- 10% of the fee
- Declines by
- 2% a month for 45 months
- Never less than
- Nothing: it can decline to zero
- Longest wait
- No limit stated
- Paid
- When your unit is re-occupied and the new resident has paid
50% Refundp. 32
A 10% administrative fee is kept, then the refund falls 2% a month until it reaches 50% after month 20, where it stays. Paid within 60 days after the later of moving out and a new resident paying the entrance fee for the residence.
- Kept on move-in
- 10% of the fee
- Declines by
- 2% a month for 20 months
- Never less than
- 50% of the fee
- Longest wait
- No limit stated
- Paid
- When your unit is re-occupied and the new resident has paid
70% Refundp. 33
A 10% administrative fee is kept, then the refund falls 2% a month until it reaches 70% after month 10, where it stays. Paid within 60 days after the later of moving out and a new resident paying the entrance fee for the residence.
- Kept on move-in
- 10% of the fee
- Declines by
- 2% a month for 10 months
- Never less than
- 70% of the fee
- Longest wait
- No limit stated
- Paid
- When your unit is re-occupied and the new resident has paid
80% Refundp. 33
A 10% administrative fee is kept, then the refund falls 2% a month until it reaches 80% after month 5, where it stays. Paid within 60 days after the later of moving out and a new resident paying the entrance fee for the residence.
- Kept on move-in
- 10% of the fee
- Declines by
- 2% a month for 5 months
- Never less than
- 80% of the fee
- Longest wait
- No limit stated
- Paid
- When your unit is re-occupied and the new resident has paid
90% Refundp. 33
A 10% administrative fee is kept; 90% of the entrance fee is refundable thereafter. Paid within 60 days after the later of moving out and a new resident paying the entrance fee for the residence.
- Kept on move-in
- 10% of the fee
- Declines by
- Does not decline
- Never less than
- 90% of the fee
- Longest wait
- No limit stated
- Paid
- When your unit is re-occupied and the new resident has paid
Refund calculator
Estimated refund: $0 (0% of the fee)
When it is paid: when your unit is re-occupied and the new resident has paid. This applies the plan terms as recorded from the filing, counting a part month as a whole one. The signed contract governs, and charges you owe or care paid for from the fee can be deducted first.
How entrance-fee refunds work, and why the payment date matters
Finances
Whether the organisation behind the community has the cash and income to keep its promises for decades.
- Cedarfield is part of Pinnacle Living (Virginia United Methodist Homes, Inc.).
- Balance sheet: Pinnacle Living (Virginia United Methodist Homes, Inc.), excluding WindsorMeade and Hermitage Capital & Reserve Corp.
- Ratios: Pinnacle Living (Virginia United Methodist Homes, Inc.).
- Days cash on hand was calculated by us from the audited statements using the standard formula. The formula
Days cash on hand
385 days FY2025p. 125
- Its lenders’ minimum: Not disclosed in the 2025 filing
- Industry median: 321 days Ziegler median for fiscal 2022, 132 bond-financed not-for-profit entrance-fee CCRCs
Debt service coverage
Not disclosed in the 2025 filing
- Its lenders’ minimum: Not disclosed in the 2025 filing
- Industry median: 1.80x Ziegler median for fiscal 2022, 132 bond-financed not-for-profit entrance-fee CCRCs
Read with these figuresComputed by us: Pinnacle Living unrestricted cash $2.97M plus investments $65.18M over operating expenses less depreciation. Excludes $16.2M of assets whose use is limited (bond funds) and the $51.4M of investments held by affiliate Hermitage Capital & Reserve Corp. The disclosure reports no days-cash or coverage ratio.
How to read these figures: what each one measures and why a lender’s minimum is a floor, not a target.
Balance sheet and trend
| Fiscal year | FY2025p. 123 | FY2024p. 124 |
|---|---|---|
| Days cash on hand | 385 days | Not disclosed |
| Total assets | $268.2 million | $264.7 million |
| Total liabilities | $201.3 million | $196.6 million |
| Long-term debt | $94.2 million | Not disclosed |
| Entrance fees not yet earned (deferred revenue) | $91.9 million | Not disclosed |
| Refunds owed to residents (refundable fee liability) | $2.8 million | Not disclosed |
| Net position (assets minus liabilities) | $66.9 million | $68.1 million |
Auditor: Brown, Edwards & Company, L.L.P.. Opinion: Unmodified (clean) opinionp. 123
Occupancy
| Level of care | 2025p. 142 |
|---|---|
| Independent living | 91% |
| Assisted living | 92% |
| Memory care | Not disclosed |
| Nursing care | 77% |
Nursing care on campus
From CMS Care Compare, data as of 2026-09-01. These are the federal government’s ratings of the nursing center, not ours.
- Overall
- No rating
- Health inspections
- No rating
- Staffing
- No rating
- Quality measures
- No rating
Fines recorded by CMS: 0. Health citations since 2023-10-16: 0. CEDARFIELD PINNACLE LIVING on Care Compare
CARF-accredited since 1998. Check on CARF’s site
In brief
Cedarfield is a nonprofit continuing care retirement community in Richmond, Virginia, run by Pinnacle Living, with 341 independent living residences, 87 assisted living residences and 60 health care beds. Residents choose a Lifecare contract (constant monthly fee through all levels of care) or a lower-priced fee-for-service Preferred Choice contract; 2025 declining-refund entrance fees run from $183,600 to $908,300 for one person. Financial figures are for Pinnacle Living as a whole, which also runs four Hermitage communities.PDF
Nearest communities in Virginia
- Lakewood
Richmond · 3 miles away
Entrance fee: $78,000 to $1,410,000
- Westminster Canterbury Richmond
Richmond · 7 miles away
Entrance fee: $135,485 to $1,074,558
- Brandermill Woods
Midlothian · 13 miles away
Entrance fee: $57,096
Sources
- Pinnacle Living — Disclosure Statement (September 2025)Virginia State Corporation Commission, Bureau of Insurance · filed 2025, fiscal 2025 finances · 147 pages · retrieved 2026-10-15
Each page tab above opens this PDF at the page the figure came from. Spotted a figure that does not match its page? Tell us and it is checked against the filing.